Amazon Payments, Braintree, Paymill, Paypal, Recurly, Saasy, Skrill, Stripe


We need to choose a payment service provider for our next SaaS application (www.stratexapp.com).

After a while we came up with feedbacks from partners but still, it is hard to choose one solution. The main issue is to know which payment supplier solution has the smallest Total Cost of Ownership (TCO): time to implement, to support and get rid of the supplier.

Prices seems quite similar: a variable cost including some fixed costs.

BUT, as usual, life isn’t easy: some providers disclose a very small price but do not include the interchange costs collected by the banks (this payment doesn’t go to the bank but their suppliers).

You may be interested to check the exhaustive list of payments providers on http://www.about-payments.com

Here below you will find the suppliers we are considering.

Which payment method do you use in Europe?

Services provider

Amazon Payments: https://payments.amazon.com/business/pricingPlan

Braintree: https://www.braintreepayments.com/faq#pricing

Paymill: https://www.paymill.com/nl-be/pricing/

PaymentWall: http://www.paymentwall.com/en/pricing

Paypal, fees and rates:  https://www.paypal.com/be/cgi-bin/?cmd=_fees-rate-about-outside

Recurly: https://recurly.com/pricing

Saasy: http://saasy.com/pricing.php

Skrill: https://www.skrill.com/en/business/merchant-fees/

Stripe, https://stripe.com/us/pricing

Interchange costs

MasterCard, understanding the interchange (1,25% to 1,90%): http://www.mastercard.com/us/company/en/whatwedo/interchange.html

MasterCard Intra-EEA (28 EU Member States) Fallback POS Interchange Fees: http://www.mastercard.com/us/company/en/whatwedo/interchange/Intra-EEA.html

MasterCard, Interchange: Myths and Facts: http://www.mastercard.com/us/company/en/docs/Myths_and_Facts.pdf

VISA, Fees and interchange (from 0,50% to 1,50%): http://www.visaeurope.com/en/about_us/our_business/fees_and_interchange.aspx

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: